Alternative currency and balanced living system. Alternativna valuta i uravnoteženi životni sistem. Moneta alternativa e sistema di vita equilibrato.

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Home Alternative News News Bookmark These Useful Online Calculators to Manage Money Better

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Investigative journalism and useful articles on various topics.

There's no shortage of tools and resources online that can help you manage your money better. One of the best is the online calculator, which is available at all hours of the day and night and accessible to just about anyone with an Internet connection. By using online calculators, you can make big financial plans and project hundreds of dollars in savings in situations where you'd otherwise be nervous doing so on your own. If you haven't ever used a free online calculator before, give the following six a chance and you'll see just how useful they are:

IRS Withholding Calculator: While big tax refunds in spring are nice, deducting too much from every pay period can result in your monthly budget being lowered by hundreds of dollars unnecessarily. With that said, nobody wants to short Uncle Sam and have their possessions seized and locked away in a Storage Mart of Chicago. Withhold the right amount every year by using the withholding calculator available on the IRS website.

Cost-of-Commute Calculator: By choosing a comfortable route to work and other daily destinations instead of the one that requires the least amount of driving, you could be spending hundreds of extra dollars on fuel every year. Use a cost-of-commute calculator in conjunction with Google Maps to find the most cost effective routes for you to use on a daily basis.

Credit Card Repayment Calculator: You could ultimately wind up paying thousands of dollars in interest alone by failing to make responsible monthly payments toward your credit card debt. Use the Federal Reserve's credit card repayment calculator to locate a monthly payment that you can afford that will result in the least amount of interest paid as possible.

Cost-of-Smoking Calculator: If you or someone you love smokes cigarettes, they're spending hundreds if not thousands every year on the habit. In addition to the health dangers, this is plenty of reason to quit once and for all. Use this cost-of-smoking calculator to see the savings potential for yourself or to drive the point home for someone else.

Home Energy Saver: Americans waste a shameful amount of energy every year because of inefficiencies and bad energy usage habits. The Home Energy Saver calculator available through the Department of Energy is an enormously useful tool in the battle to lower energy waste and improve sustainability. Using a plethora of information about your specific living situation, it's certain to provide you with an itemized way to cut the costs of wasted energy from your budget.

There are countless free online tools and resources for helping improve personal finances. But among such boundless options, calculators are perhaps the most effective at helping you actually save more money. They're always available to use, are free of charge, and don't hold anything back. Now, if only there was a financial adviser like that.





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Crom - Free Planet Money, A Choice In The Form Of Alternative Currency That Through Internet And Mobile Banking Is Available To Everyone, Anywhere In The World. Crom - Novac Slobodnog Planeta, Izbor U Obliku Alternativne Valute Koji Je Kroz Internet I Mobilno Bankarstvo Dostupan Svakome, Svugdje U Svijetu. Crom - Denaro Dell Pianeta Libero, Una Scelta In Forma Di Moneta Alternativa Che È Attraverso Internet E Mobile Banking A Disposizione Di Tutti, Ovunque Nel Mondo.Publish Your News

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Crom payment system represents a monetary reform, different way to make the money supply equal to the available supply of goods and services, and a new method to finance the economy without usury. In practise, an ideal opportunity not only for global and local business, but also for movements and projects which promote sustainable natural living, food sovereignty and greater auto-sufficiency, production and consumption of renewable green energy, such as Transition Towns and ecovillages. Crom platni sustav predstavlja monetarnu reformu, drugačiji način da se ponuda novca izjednači s dostupom ponudom roba i usluga, te novu metodu za financiranje gospodarstva bez lihvarenja. U praksi, idealna prilika ne samo za globalne i lokalne tvrtke, već i za pokrete i projekte koji promiču održivo prirodno življenje, prehrambenu suverenost i veću samodostatnost, proizvodnju i potrošnju zelene energije, kao što su u Tranzicijski Gradovi i eko sela. Sistema di pagamento Crom rappresenta una riforma monetaria, modo diverso per livellare l'offerta di moneta con l'offerta di beni e servizi disponibili, e un nuovo metodo per finanziare l'economia senza usura. In pratica, l'occasione ideale non solo per le aziende globali e locali, ma anche per i movimenti e progetti che promuovono la vita naturale sostenibile, sovranità alimentare e una maggiore auto-sufficienza, produzione e consumo di energia verde rinnovabile, come le Città in Transizione e ecovillaggi.    News Categories

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 Regardless of whether you are the owner of e-shop, small entrepreneurs, worker looking for a housing loan, farmer in financial difficulties or an ordinary consumer who needs to borrow money to buy a new television, Crom Alternative Currency System offers monetary sovereignty and the possibility of life with more democracy and less police, military and lawyers, less taxes and more tourist travels with vehicles that do not pollute the environment, less stress and more free time and going to the restaurant more often... Bez obzira na to jesi li vlasnik elektronske trgovine, mali poduzetnik, radnik u potrazi za stambenim kreditom, farmer u financijskim problemima ili obični potrošač koji treba posuditi novac za kupnju nove televizije, Sustav Alternativne Valute Crom nudi monetarnu suverenost i pruža mogućnost života s više demokracije i manje policije, vojske i advokata, manje poreza i više turističkih putovanja vozilima koja ne zagađuju okoliš, manje stresa i više slobodnog vremena i odlaska u restorane... Non importa se sei il proprietario di un negozio online, piccolo imprenditore, lavoratore in cerca di mutuo per l'acquisto della prima casa, l'agricoltore in difficoltà finanziarie o consumatore che ha bisogno di un prestito di denaro per comprare una televisione nuova, Sistema Di Moneta Alternativa Crom offre la sovranità monetaria e una possibilità di vita con più democrazia e meno polizia, militari e avvocati, meno tasse e più viaggi turistici con veicoli che non inquinano l'ambiente, meno stress e più tempo libero e uscite al ristorante...    Login

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 Tired of financial crisis, public and private debt, high interest rates, increasing inflation, declining purchasing power and excuses? It's a time for a change... something new and completely different... independent monetary and financial system, marketplace and social network - all in one... Umoran od financijskih kriza, javnog i privatnog duga, visokih kamata, porasta inflacije, pada kupovne moći i političkih izvinjenja? Vrijeme je za promjene... nešto novo i sasvim drugačije... neovisni monetarno financijski sustav, tržnica i društvena mreža - sve u jednom... Stanco delle crisi finanziarie, debito pubblico e privato, alti tassi di interesse, inflazione crescente, declino del potere di acquisto e scuse politiche? È ora di cambiare... qualcosa di nuovo e completamente diverso... sistema monetario e finanziario indipendente, mercato e rete sociale - tutto in uno...     Who Is Online?

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